OMSNIC Fortress Insurance
The exclusive OMSNIC/Fortress-Hanover Program for OMSNIC/Fortress policyholders combines your OMSNIC/Fortress Professional Liability coverage with The Hanover’s Property & Casualty coverage to help protect your business from losses due to patient lawsuits, equipment damage or theft, business disruption, hazardous waste contamination, injuries, and more. This end-to-end solution provides seamless coverage, and total peace of mind.
Professional Liability Insurance
We offer a Broadening Endorsement designed just for OMSNIC/Fortress customers encompasses dozens of specialized coverages, including a blanket limit of $350,000 for:
- Account Receivables
- Computer Equipment
- Patient Charts/Valuable Papers
- Backup of sewers and drain
In addition, the OMSNIC/Fortress-Hanover Program includes:
- Loss Settlement Option
- OMS Tools & OMS Equipment up to $25,000
- Medical Waste & Radioactive Contamination
- Loss of Business Income resulting from loss of potable water
Why the OMSNIC/Fortress-Hanover Program?
- Competitive rates
- Specialized coverages
- Workers' Compensation Group Dividend Program, based on your group’s favorable loss experience, could provide you with a return of premium as a dividend
- Attentive, personalized service available from 8 a.m. - 7 p.m. E.S.T
- Full portfolio of commercial insurance products:
- General Liability
- Workers’ Compensation
- Commercial Auto
- Commercial Umbrella
- Employment Practices Liability
To learn more about Hanover’s Property & Casualty Program for OMSNIC & Fortress customers, call us today at 855-478-4471 or email Brenda@jewellpro.com
Black's Law Dictionary defines medical malpractice as "a doctor's failure to exercise the degree of care and skill that a dentist, physician or surgeon of the same medical specialty would use under similar circumstances." Today, this same concept applies to doctors and ancillary healthcare providers alike.
A legal determination of malpractice requires the presence of four distinct elements:
- DUTY - One party owes a duty to another. For example, a direct provider-patient relationship must exist or an implied duty of care must pertain to the relationship.
- NEGLIGENCE - A departure from acceptable standards of medical care.
- DAMAGES - The claimant must have suffered verifiable damages.
- CAUSATION - The defendant healthcare provider's negligence caused the claimant's damages.
All elements must be proven by a preponderance of evidence (greater than 50 percent) in determining that medical malpractice occurred.